Payhere vs Ko-fi: fees and features
Payhere is built around branded payment links and flexible billing through Stripe. Ko-fi combines tips, memberships, a shop, commissions and creator posts on a hosted profile.
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| Area | Payhere | Ko-fi |
|---|---|---|
| Fees | 1.5% per successful payment, plus the fees charged by your connected Stripe account. No monthly subscription is required on the standard plan. | Ko-fi Free charges no service fee on one-off tips or crowdfunding and 5% on monthly tips, memberships, shop and commission sales. Ko-fi Gold is $12 a month with 0% service fees; payment processing still applies. |
| What is included | Branded hosted links for one-off and recurring payments, donations and payment plans, plus embeds, receipts and customer payment management. | Ko-fi includes a creator profile, tips, membership tiers, supporter content, crowdfunding goals, shop products and commissions. |
When Payhere fits
Payhere is a strong fit when you want payment links on your own site or channels, flexible payment plans and transactions paid into your Stripe account.
When Ko-fi fits
Ko-fi is a strong fit when you want a recognisable creator profile with tips, supporter posts, memberships, commissions and a simple shop together.
Competitor fee and feature details were checked against Ko-fi’s official fee guide. Fees can vary by location, currency, payment method and account; check each provider before deciding.