A payment plan stops after a set number of payments. A minimum term sets a minimum commitment. A free trial delays the first charge. They solve different problems, even though you configure them in the same billing area.

Before you start

Create a recurring payment link with your Stripe-connected Payhere account. Decide the amount per payment, currency, interval, total number of payments and cancellation terms before opening Billing in the link editor.

For example, a £950.00 course could be offered as ten monthly payments of £95.00, as shown below. These are illustrative course prices, not Payhere fees. Write down the total as well as each instalment so the offer is clear.

Set a finite payment plan

In Billing, use Cancel after to set the number of payments. For the ten-instalment example, enter ten. Check that the amount multiplied by the count matches the total you intend to collect, allowing separately for any setup fee or discount you configure.

Spreading the price of a service over ten payments can make it easier for a customer to budget than one large payment. It is a scheduled collection arrangement, not a guarantee that every charge will succeed.

Recurring billing settings with Cancel after set to 10 payments
Customer checkout showing £95 per month and automatic cancellation after 10 payments

Use a minimum term only when that is your offer

A minimum number of payments is different from an automatic stop. For example, a membership with a minimum of three payments may continue afterwards; it is not the same as a three-payment course plan.

The original billing flow displays the minimum term on checkout and hides the customer portal cancellation button during it. That does not prevent a customer contacting you to cancel or stopping payments through their bank. Explain your terms and handle cancellation requests appropriately; this setting does not guarantee collection.

Recurring billing settings with Minimum payments set to 7
Customer checkout showing the minimum term for the subscription
Original customer-facing minimum term example.

Set a trial and review the complete schedule

The free trial setting specifies the number of days to wait before the first charge. For example, the 14-day trial below is a delay before paid billing, not 14 free payments.

Recurring billing editor with Free trial set to 14 days

Common billing questions

Does a minimum term stop the subscription automatically?

No. Minimum payments sets a minimum commitment, not an automatic end. Use Cancel after to set a finite number of payments for an instalment plan.

Does a free trial reduce the recurring price?

No. A free trial sets the number of days before the first charge; it is not a discount on the recurring price. Check the complete schedule if you also add a setup fee or other adjustments.

Does a payment plan guarantee that every payment will arrive?

No. A payment plan schedules collection, but charges can fail. A minimum term does not guarantee collection either: customers can still contact you to request cancellation or stop payments through their bank.

For a temporary price reduction rather than a delayed charge, see creating coupons. For enrolment details, use custom fields.

The original video covers these billing options in an earlier interface.

Create your instalment payment plan